Getting to Know Insurance

YOUR GUIDE TO UNDERSTANDING INSURANCE

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Welcome to my insurance expertise corner! With 15 years of experience in property/casualty, life, and commercial insurance, I’m dedicated to sharing my knowledge with you.

As a current trainer in the industry, my passion lies in helping you understand insurance at any level. Let’s navigate the of insurance together!

How does actual cash value (ACV) affect a homeowner's insurance claim?

Actual Cash Value (ACV) represents the depreciated value of your loss. The specific depreciation percentage can vary widely, ranging from...

gettingtoknowinsurance

6 hours ago1 min read

What should I set my home deductible as?

When setting deductibles for your home insurance policy, ensure that you can afford the deductible in case of an emergency. Losses often...

gettingtoknowinsurance

1 day ago1 min read

Choosing an insurance company

I recall my initial introduction to the insurance industry. It was an unfamiliar realm, characterized by companies with peculiar...

gettingtoknowinsurance

1 day ago1 min read

Will I need a home inspection for my home policy?

Each insurance company operates differently, but a common requirement among them is the need for a home inspection. It is advisable to...

gettingtoknowinsurance

2 days ago1 min read

What is a premium?

The premium refers to the amount you pay for your insurance policy. The premium can vary based on the type of policy you hold. For...

gettingtoknowinsurance

3 days ago1 min read

Personal Injury Protection or PIP

Personal Injury Protection (PIP) coverage is available for both home and auto insurance, but it serves distinct purposes in each policy....

gettingtoknowinsurance

4 days ago1 min read

About

My name is Crystal Byrd

15 years of experience in the insurance industry, I'm excited to share my expertise with you. I'm here to assist in training your team, developing training materials, or establishing your standard operating procedures.